Hi friends... are u headache like me today...??
don't worry guys... i still can write some articles for you....

this is about Identity Theft...

Most of the time identity theft revolves around a thief charging up bills in your name with no intent of paying off the accounts.
These delinquent accounts end up on your credit report and can ruin your credit rating. In certain cases the thief will even file for
bankruptcy in your name to avoid paying the debts that have been incurred or to avoid eviction.
Following are some of the most common types of identity theft scams:

Credit Card/Charge Card
The identity thief uses your existing credit card number or your personal information to open a new credit card account in your
name to make unauthorized purchases or take out cash advances.

Phone and/or Utility Service
The identity thief establishes local, long distance, or wireless phone service in your name. Sometimes the thief will open an
account with an Internet Service Provider (ISP) in your name. In other cases, the thief will use your personal information to obtain
utility services.

Bank Account
The identity thief opens a bank account in your name and writes bad checks against the account or creates counterfeit checks or
debit cards in order to drain your existing bank account or arrange for a transfer of funds out of your account.

Loan
The identity thief obtains a loan in your name and purchases expensive items like cars, boats or even houses with the loan
proceeds. Of course, the loan is not repaid.

Employment
The identity thief impersonates you to acquire employment.

Driver's License
The identity thief obtains a driver's license in your name or forges an existing one. The driver's license is useful to the thief as it
can also be used as identification to open bank and charge accounts. A driver's license includes not only your name, address,
and a photo ID, but in some cases, it may also include your social security number.

Rentals
The identity thief rents an apartment or a house in your name, and fails to make required payments.

Tax Returns
The identity thief files fraudulent tax returns in your name in order to receive tax refunds. Typically the identity thief will
impersonate a person who is no longer alive or is otherwise not filing a tax return.

Securities/Investments
The identity thief tampers with your security investments or brokerage accounts.

Online Auctions
The identity thief posts items on online auction houses like eBay® with a victim's account, accepting a bid and associated
payment, and never delivers the goods or services promised.

Criminal Violations
The identity thief commits a crime and uses your identity when being arrested.

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